2. U2U Blockchain & DeFi

RAI is built on U2U Blockchain, leveraging the advantages of decentralized finance (DeFi) to power applications such as decentralized lending, DEXs (decentralized exchanges), and asset management. DeFi removes the need for traditional financial intermediaries, enabling transparency, efficiency, and global accessibility through smart contracts.

Market Potential & Growth: The DeFi market reached $20.48 billion in value in 2024 and is projected to grow at a CAGR of 53.7% from 2025 to 2030, reaching $446.43 billion by 2031. This growth is fueled by the integration of blockchain into sectors like insurance, gaming, and esports, alongside increasing adoption by financial institutions. Platforms such as Compound and Uniswap have revolutionized lending and trading in digital assets, offering high yields and flexible liquidity.

Development Trends: In the coming years, DeFi will continue to evolve through improvements in scalability, smart contract security, and AI integration to optimize trading. The rise of DeFi applications in asset management and market prediction will attract both retail and institutional investors. Furthermore, clearer regulations in Europe, the U.S., and Singapore will accelerate global DeFi adoption.